For everything else, there's MasterCard.

Ahh...vacation. Overnight stay and meals for 3 adults (mom, two loyal nannies, child under 6 is free): Php 3,500. 00.

Intro dive, haggled: Php 1,200.00

SPF 70 sunscreen: Php 1,045.25

Boat transfers: Php 1,000.00

Watching the sunset with my Little Preschooler and later laying down on the boardwalk to "catch" shooting stars: priceless.